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Wausau Mortgage Calculator

Estimate your true cost of homeownership in Wausau with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,120
P&I Payment$723
Taxes & Ins$219
Utilities$178
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Mortgage Details

$136,734
Local Median: $136,734
$27,347 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,120

Monthly Breakdown

Principal & Interest
$723
Property Taxes
$55
Homeowners Ins.
$164
Utilities
$178

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$151,046

Local Housing Facts for Wausau

  • ·Median home value: $136,734 (adjusted for current market conditions)
  • ·Est. property taxes: $655/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,967/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,137/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wausau?

Based on the local median home value, estimated real estate property taxes in Wausau are around $655 per year.

What is the average home price in Wausau?

The median home value in Wausau is currently estimated at $136,734.

How much does homeowners insurance cost in Wausau?

For a median priced home, homeowners insurance in Wausau averages around $1,967 annually.

What is the true total cost of owning a home in Wausau?

True homeownership costs go beyond principal and interest. In Wausau, a typical homeowner with a median-priced home of $136,734 can expect to pay roughly $655/yr in property taxes, $1,967/yr for homeowners insurance, and $2,137/yr in energy utilities. That adds approximately $397 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.