Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Wausau Mortgage Calculator

Estimate your true cost of homeownership in Wausau with localized property taxes, insurance, and utility data.

← Back to Wausau Hub
Est. Total Monthly Cost
$1,803
P&I Payment$1,286
Taxes & Ins$324
Utilities$194
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Wausau scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$254,244
Local Median: $254,244
$50,849 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,803

Monthly Breakdown

Principal & Interest
$1,286
Property Taxes
$272
Homeowners Ins.
$52
Utilities
$194

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$259,419

Local Housing Facts for Wausau

  • ·Median home value: $254,244 (adjusted for current market conditions)
  • ·Est. property taxes: $3,265/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $618/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,324/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wausau?

Based on the local median home value, estimated real estate property taxes in Wausau are around $3,265 per year.

What is the average home price in Wausau?

The median home value in Wausau is currently estimated at $254,244.

How much does homeowners insurance cost in Wausau?

For a median priced home, homeowners insurance in Wausau averages around $618 annually.

What is the true total cost of owning a home in Wausau?

True homeownership costs go beyond principal and interest. In Wausau, a typical homeowner with a median-priced home of $254,244 can expect to pay roughly $3,265/yr in property taxes, $618/yr for homeowners insurance, and $2,324/yr in energy utilities. That adds approximately $517 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.