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Learn about the people, housing, costs and businesses in Wayzata, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wayzata.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wayzata.
Find and compare lenders active near Wayzata.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Wayzata.
Seismic risk and earthquake insurance estimates for Wayzata.
Wildfire exposure and insurance estimates for Wayzata.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Wayzata is approximately 6.793% (6.825% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WayzataThe median home value in Wayzata is $1.2M. The median monthly rent is $1,782. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wayzata have increased 7.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,398/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $103k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wayzata is $132k/year.
Calculate your buying powerThe largest employment sectors in Wayzata are healthcare (22%) and public administration (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.