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Learn about the people, housing, costs and businesses in Wayzata Public, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wayzata Public.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wayzata Public.
Find and compare lenders active near Wayzata Public.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Wayzata Public.
Seismic risk and earthquake insurance estimates for Wayzata Public.
Wildfire exposure and insurance estimates for Wayzata Public.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Wayzata Public is approximately 6.839% (6.873% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Wayzata PublicThe median home value in Wayzata Public is $575k. The median monthly rent is $1,979. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wayzata Public have increased 7.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,111/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $90k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wayzata Public is $148k/year.
Calculate your buying powerThe largest employment sectors in Wayzata Public are public administration (23%) and healthcare (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.