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West Hattiesburg Mortgage Calculator

Estimate your true cost of homeownership in West Hattiesburg with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,363

P&I Payment$996

Taxes & Ins$198

Utilities$169

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$186,951

Local Median: $186,951

Down Payment$37,390 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,302

Homeowners Ins. / yr$1,069

Include Flood InsuranceOptional

Estimated based on West Hattiesburg FEMA risk profiles.

Include Est. Utilities$2,028/yr

Based on DOE LEAD data for West Hattiesburg.

Monthly$1,363

Monthly Breakdown

Principal & Interest

$996

Property Taxes

$109

Homeowners Ins.

$89

Utilities

$169

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$209,085

Local Housing Facts for West Hattiesburg

·Median home value: $186,951 (adjusted for current market conditions)
·Est. property taxes: $1,302/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,069/yr — based on local per-$1K premium rates
·Energy utilities: $2,028/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in West Hattiesburg?

Based on the local median home value, estimated real estate property taxes in West Hattiesburg are around $1,302 per year.

What is the average home price in West Hattiesburg?

The median home value in West Hattiesburg is currently estimated at $186,951.

How much does homeowners insurance cost in West Hattiesburg?

For a median priced home, homeowners insurance in West Hattiesburg averages around $1,069 annually.

What is the true total cost of owning a home in West Hattiesburg?

True homeownership costs go beyond principal and interest. In West Hattiesburg, a typical homeowner with a median-priced home of $186,951 can expect to pay roughly $1,302/yr in property taxes, $1,069/yr for homeowners insurance, and $2,028/yr in energy utilities. That adds approximately $367 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.