Safe Rate Local
Learn about the people, housing, costs and businesses in West Palm Beach, Florida
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in West Palm Beach.
True all-in cost — P&I, taxes, insurance & utilities for homes in West Palm Beach.
Find and compare lenders active near West Palm Beach.
FEMA flood zones and flood insurance estimates for West Palm Beach.
Seismic risk and earthquake insurance estimates for West Palm Beach.
Wildfire exposure and insurance estimates for West Palm Beach.
As of today, the 30-year fixed mortgage rate for West Palm Beach is approximately 6.833% (6.887% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for West Palm BeachThe median home value in West Palm Beach is $521k. The median monthly rent is $1,771. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in West Palm Beach have increased 18.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,761/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $75k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in West Palm Beach is $76k/year.
Calculate your buying powerThe largest employment sectors in West Palm Beach are public administration (20%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.