Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

West Portsmouth Mortgage Calculator

Estimate your true cost of homeownership in West Portsmouth with localized property taxes, insurance, and utility data.

← Back to West Portsmouth Hub
Est. Total Monthly Cost
$1,413
P&I Payment$1,035
Taxes & Ins$152
Utilities$226
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this West Portsmouth scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$188,217
Local Median: $188,217
$37,643 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,413

Monthly Breakdown

Principal & Interest
$1,035
Property Taxes
$107
Homeowners Ins.
$45
Utilities
$226

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$221,972

Local Housing Facts for West Portsmouth

  • ·Median home value: $188,217 (adjusted for current market conditions)
  • ·Est. property taxes: $1,284/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $538/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,716/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in West Portsmouth?

Based on the local median home value, estimated real estate property taxes in West Portsmouth are around $1,284 per year.

What is the average home price in West Portsmouth?

The median home value in West Portsmouth is currently estimated at $188,217.

How much does homeowners insurance cost in West Portsmouth?

For a median priced home, homeowners insurance in West Portsmouth averages around $538 annually.

What is the true total cost of owning a home in West Portsmouth?

True homeownership costs go beyond principal and interest. In West Portsmouth, a typical homeowner with a median-priced home of $188,217 can expect to pay roughly $1,284/yr in property taxes, $538/yr for homeowners insurance, and $2,716/yr in energy utilities. That adds approximately $378 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.