Local
Learn about the people, housing, costs and businesses in Whidbey Island Station, Washington
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Whidbey Island Station.
True all-in cost — P&I, taxes, insurance & utilities for homes in Whidbey Island Station.
Find and compare lenders active near Whidbey Island Station.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Whidbey Island Station.
Seismic risk and earthquake insurance estimates for Whidbey Island Station.
Wildfire exposure and insurance estimates for Whidbey Island Station.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Whidbey Island Station is approximately 6.922% (6.959% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Whidbey Island StationThe median home value in Whidbey Island Station is $410k. The median monthly rent is $1,804. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Whidbey Island Station have increased 8.4% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,769/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $76k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Whidbey Island Station is $42k/year.
Calculate your buying powerThe largest employment sectors in Whidbey Island Station are wholesale trade (15%) and professional services (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.