Safe Rate Local
Learn about the people, housing, costs and businesses in Wildwood, Florida
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wildwood.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wildwood.
Find and compare lenders active near Wildwood.
FEMA flood zones and flood insurance estimates for Wildwood.
Seismic risk and earthquake insurance estimates for Wildwood.
Wildfire exposure and insurance estimates for Wildwood.
As of today, the 30-year fixed mortgage rate for Wildwood is approximately 6.861% (6.902% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WildwoodThe median home value in Wildwood is $369k. The median monthly rent is $1,617. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wildwood have increased 11.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $988/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wildwood is $71k/year.
Calculate your buying powerThe largest employment sectors in Wildwood are public administration (20%) and healthcare (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.