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Wilkes-Barre Area Mortgage Calculator

Estimate your true cost of homeownership in Wilkes-Barre Area with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,415
P&I Payment$940
Taxes & Ins$254
Utilities$220
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Mortgage Details

$174,632
Local Median: $174,632
$34,926 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,415

Monthly Breakdown

Principal & Interest
$940
Property Taxes
$190
Homeowners Ins.
$64
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$198,761

Local Housing Facts for Wilkes-Barre Area

  • ·Median home value: $174,632 (adjusted for current market conditions)
  • ·Est. property taxes: $2,285/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $766/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,643/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wilkes-Barre Area?

Based on the local median home value, estimated real estate property taxes in Wilkes-Barre Area are around $2,285 per year.

What is the average home price in Wilkes-Barre Area?

The median home value in Wilkes-Barre Area is currently estimated at $174,632.

How much does homeowners insurance cost in Wilkes-Barre Area?

For a median priced home, homeowners insurance in Wilkes-Barre Area averages around $766 annually.

What is the true total cost of owning a home in Wilkes-Barre Area?

True homeownership costs go beyond principal and interest. In Wilkes-Barre Area, a typical homeowner with a median-priced home of $174,632 can expect to pay roughly $2,285/yr in property taxes, $766/yr for homeowners insurance, and $2,643/yr in energy utilities. That adds approximately $475 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.