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Wilkes-Barre Mortgage Calculator

Estimate your true cost of homeownership in Wilkes-Barre with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,296
P&I Payment$835
Taxes & Ins$242
Utilities$219
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Mortgage Details

$154,172
Local Median: $154,172
$30,834 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,296

Monthly Breakdown

Principal & Interest
$835
Property Taxes
$180
Homeowners Ins.
$62
Utilities
$219

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$177,394

Local Housing Facts for Wilkes-Barre

  • ·Median home value: $154,172 (adjusted for current market conditions)
  • ·Est. property taxes: $2,165/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $743/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,625/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wilkes-Barre?

Based on the local median home value, estimated real estate property taxes in Wilkes-Barre are around $2,165 per year.

What is the average home price in Wilkes-Barre?

The median home value in Wilkes-Barre is currently estimated at $154,172.

How much does homeowners insurance cost in Wilkes-Barre?

For a median priced home, homeowners insurance in Wilkes-Barre averages around $743 annually.

What is the true total cost of owning a home in Wilkes-Barre?

True homeownership costs go beyond principal and interest. In Wilkes-Barre, a typical homeowner with a median-priced home of $154,172 can expect to pay roughly $2,165/yr in property taxes, $743/yr for homeowners insurance, and $2,625/yr in energy utilities. That adds approximately $461 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.