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Williamsport Mortgage Calculator

Estimate your true cost of homeownership in Williamsport with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,633
P&I Payment$1,145
Taxes & Ins$289
Utilities$200

Mortgage Details

$226,405
Local Median: $226,405
$45,281 (20%)
%

Local Area Costs

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Monthly$1,633

Monthly Breakdown

Principal & Interest
$1,145
Property Taxes
$221
Homeowners Ins.
$68
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$231,014

Local Housing Facts for Williamsport

  • ·Median home value: $226,405 (adjusted for current market conditions)
  • ·Est. property taxes: $2,650/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $812/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Williamsport?

Based on the local median home value, estimated real estate property taxes in Williamsport are around $2,650 per year.

What is the average home price in Williamsport?

The median home value in Williamsport is currently estimated at $226,405.

How much does homeowners insurance cost in Williamsport?

For a median priced home, homeowners insurance in Williamsport averages around $812 annually.

What is the true total cost of owning a home in Williamsport?

True homeownership costs go beyond principal and interest. In Williamsport, a typical homeowner with a median-priced home of $226,405 can expect to pay roughly $2,650/yr in property taxes, $812/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $489 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.