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Learn about the people, housing, costs and businesses in Willow Lake, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Willow Lake.
True all-in cost — P&I, taxes, insurance & utilities for homes in Willow Lake.
Find and compare lenders active near Willow Lake.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Willow Lake.
Seismic risk and earthquake insurance estimates for Willow Lake.
Wildfire exposure and insurance estimates for Willow Lake.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Willow Lake is approximately 6.824% (6.857% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Willow LakeThe median home value in Willow Lake is $158k. The median monthly rent is $782. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $762/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Willow Lake is $71k/year.
Calculate your buying powerThe largest employment sectors in Willow Lake are public administration (19%) and healthcare (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.