Safe Rate Local
Learn about the people, housing, costs and businesses in Wilmette, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wilmette.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wilmette.
Find and compare lenders active near Wilmette.
As of today, the 30-year fixed mortgage rate for Wilmette is approximately 6.605% (6.609% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WilmetteThe median home value in Wilmette is $856k. The median monthly rent is $2,293. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wilmette have increased 5.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,075/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $132k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wilmette is $197k/year.
Calculate your buying powerThe largest employment sectors in Wilmette are public administration (24%) and healthcare (23%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.