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Learn about the people, housing, costs and businesses in Wilmington, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wilmington.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wilmington.
Find and compare lenders active near Wilmington.
FEMA flood zones and flood insurance estimates for Wilmington.
Seismic risk and earthquake insurance estimates for Wilmington.
Wildfire exposure and insurance estimates for Wilmington.
As of today, the 30-year fixed mortgage rate for Wilmington is approximately 7.072% (7.083% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WilmingtonThe median home value in Wilmington is $241k. The median monthly rent is $970. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wilmington have increased 15.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,139/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $49k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wilmington is $77k/year.
Calculate your buying powerThe largest employment sectors in Wilmington are public administration (25%) and information and media (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.