Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Wilson Mortgage Calculator

Estimate your true cost of homeownership in Wilson with localized property taxes, insurance, and utility data.

← Back to Wilson Hub
Est. Total Monthly Cost
$981
P&I Payment$653
Taxes & Ins$133
Utilities$195
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Wilson scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$122,819
Local Median: $122,819
$24,564 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$981

Monthly Breakdown

Principal & Interest
$653
Property Taxes
$49
Homeowners Ins.
$85
Utilities
$195

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$136,671

Local Housing Facts for Wilson

  • ·Median home value: $122,819 (adjusted for current market conditions)
  • ·Est. property taxes: $583/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,014/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,339/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wilson?

Based on the local median home value, estimated real estate property taxes in Wilson are around $583 per year.

What is the average home price in Wilson?

The median home value in Wilson is currently estimated at $122,819.

How much does homeowners insurance cost in Wilson?

For a median priced home, homeowners insurance in Wilson averages around $1,014 annually.

What is the true total cost of owning a home in Wilson?

True homeownership costs go beyond principal and interest. In Wilson, a typical homeowner with a median-priced home of $122,819 can expect to pay roughly $583/yr in property taxes, $1,014/yr for homeowners insurance, and $2,339/yr in energy utilities. That adds approximately $328 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.