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Wilson Mortgage Calculator

Estimate your true cost of homeownership in Wilson with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,369
P&I Payment$993
Taxes & Ins$163
Utilities$213
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Mortgage Details

$185,426
Local Median: $185,426
$37,085 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,369

Monthly Breakdown

Principal & Interest
$993
Property Taxes
$113
Homeowners Ins.
$50
Utilities
$213

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$209,067

Local Housing Facts for Wilson

  • ·Median home value: $185,426 (adjusted for current market conditions)
  • ·Est. property taxes: $1,355/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $597/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,558/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wilson?

Based on the local median home value, estimated real estate property taxes in Wilson are around $1,355 per year.

What is the average home price in Wilson?

The median home value in Wilson is currently estimated at $185,426.

How much does homeowners insurance cost in Wilson?

For a median priced home, homeowners insurance in Wilson averages around $597 annually.

What is the true total cost of owning a home in Wilson?

True homeownership costs go beyond principal and interest. In Wilson, a typical homeowner with a median-priced home of $185,426 can expect to pay roughly $1,355/yr in property taxes, $597/yr for homeowners insurance, and $2,558/yr in energy utilities. That adds approximately $376 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.