Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Windom Mortgage Calculator

Estimate your true cost of homeownership in Windom with localized property taxes, insurance, and utility data.

← Back to Windom Hub
Est. Total Monthly Cost
$1,671
P&I Payment$1,083
Taxes & Ins$265
Utilities$324
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Windom scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$201,242
Local Median: $201,242
$40,248 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,671

Monthly Breakdown

Principal & Interest
$1,083
Property Taxes
$163
Homeowners Ins.
$103
Utilities
$324

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$228,735

Local Housing Facts for Windom

  • ·Median home value: $201,242 (adjusted for current market conditions)
  • ·Est. property taxes: $1,950/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,233/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,882/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Windom?

Based on the local median home value, estimated real estate property taxes in Windom are around $1,950 per year.

What is the average home price in Windom?

The median home value in Windom is currently estimated at $201,242.

How much does homeowners insurance cost in Windom?

For a median priced home, homeowners insurance in Windom averages around $1,233 annually.

What is the true total cost of owning a home in Windom?

True homeownership costs go beyond principal and interest. In Windom, a typical homeowner with a median-priced home of $201,242 can expect to pay roughly $1,950/yr in property taxes, $1,233/yr for homeowners insurance, and $3,882/yr in energy utilities. That adds approximately $589 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.