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Cost of Living in Winnebago County

Is it better to rent or buy in Winnebago County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$67,546
$702/mo

Median in area: $702

$142,859

Median in area: $142,859

$28,572

If you Rent

🔑
$1,027 /mo
Base Rent$702
Est. Utilities$325
% of Income18.2%
Pre-tax Residual$4,602

If you Buy

🏠
$1,332 /mo
P&I (7.262%)$781
Taxes & Ins$226
Est. Utilities$325
% of Income23.7%
Pre-tax Residual$4,297

Compare Nearby Areas

See how Winnebago County stacks up against neighboring areas.

countyFreeborn County, MN
$904/mo
countyFaribault County, MN
$851/mo
countyWorth County, IA
$763/mo
countyKossuth County, IA
$782/mo
countyHancock County, IA
$708/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Winnebago County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Winnebago County. The estimated all-in monthly cost for renting is $1,027, while owning a median-priced home with a 20% down payment is roughly $1,332 per month (a difference of $305).

How much do utilities cost in Winnebago County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Winnebago County is approximately $325. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Winnebago County?›

To comfortably afford the median rent and utilities in Winnebago County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $41,080 per year.