Local
Learn about the people, housing, costs and businesses in Winnsboro, South Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Winnsboro.
True all-in cost — P&I, taxes, insurance & utilities for homes in Winnsboro.
Find and compare lenders active near Winnsboro.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Winnsboro.
Seismic risk and earthquake insurance estimates for Winnsboro.
Wildfire exposure and insurance estimates for Winnsboro.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Winnsboro is approximately 7.065% (7.107% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WinnsboroThe median home value in Winnsboro is $133k. The median monthly rent is $959. Annual property taxes average $668. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Winnsboro have increased 13.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $897/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Winnsboro is $38k/year.
Calculate your buying powerThe largest employment sectors in Winnsboro are public administration (25%) and retail (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.