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Cost of Living in Winona County

Is it better to rent or buy in Winona County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$74,902
$895/mo

Median in area: $895

$239,086

Median in area: $239,086

$47,817

If you Rent

🔑
$1,111 /mo
Base Rent$895
Est. Utilities$216
% of Income17.8%
Pre-tax Residual$5,131

If you Buy

🏠
$1,799 /mo
P&I (7.181%)$1,296
Taxes & Ins$287
Est. Utilities$216
% of Income28.8%
Pre-tax Residual$4,443

Compare Nearby Areas

See how Winona County stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in Winona County?

Based on median housing data, renting is currently more affordable on a monthly basis in Winona County. The estimated all-in monthly cost for renting is $1,111, while owning a median-priced home with a 20% down payment is roughly $1,799 per month (a difference of $688).

How much do utilities cost in Winona County?

The average monthly utility cost (electricity and natural gas) for a typical home in Winona County is approximately $216. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Winona County?

To comfortably afford the median rent and utilities in Winona County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $44,440 per year.