Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Winthrop

Learn about the people, housing, costs and businesses in Winthrop, Iowa

Median Home$142,985
Median Rent$992/month
Population872
Leading IndustriesConstruction · Agriculture & Mining · Retail13% construction
Home Value Growth⬆⬆⬆+25.2% over 2 years
Family-Friendly28% of residentswell above average
Homeowners84% of occupied units
Winthrop
IA

Frequently Asked Questions

What are today's mortgage rates in Winthrop?

As of today, the 30-year fixed mortgage rate for Winthrop is approximately 6.951% (6.992% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Winthrop
What is the median home price in Winthrop?

The median home value in Winthrop is $143k. The median monthly rent is $992. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Winthrop?

Home values in Winthrop have increased 25.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Winthrop?

Based on a typical all-in ownership cost of $819/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Winthrop is $78k/year.

Calculate your buying power
What industries drive the economy in Winthrop?

The largest employment sectors in Winthrop are public administration (23%) and retail (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.