Safe Rate Local
Learn about the people, housing, costs and businesses in Winthrop Harbor, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Winthrop Harbor.
True all-in cost — P&I, taxes, insurance & utilities for homes in Winthrop Harbor.
Find and compare lenders active near Winthrop Harbor.
FEMA flood zones and flood insurance estimates for Winthrop Harbor.
Seismic risk and earthquake insurance estimates for Winthrop Harbor.
Wildfire exposure and insurance estimates for Winthrop Harbor.
As of today, the 30-year fixed mortgage rate for Winthrop Harbor is approximately 7.029% (7.039% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Winthrop HarborThe median home value in Winthrop Harbor is $239k. The median monthly rent is $1,505. Annual property taxes average $7k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Winthrop Harbor have increased 20.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,398/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $60k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Winthrop Harbor is $87k/year.
Calculate your buying powerThe largest employment sectors in Winthrop Harbor are retail (22%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.