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Wisconsin Mortgage Calculator

Estimate your true cost of homeownership in Wisconsin with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,323
P&I Payment$1,725
Taxes & Ins$398
Utilities$200

Mortgage Details

$327,272
Local Median: $327,272
$65,454 (20%)
%

Local Area Costs

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Monthly$2,323

Monthly Breakdown

Principal & Interest
$1,725
Property Taxes
$332
Homeowners Ins.
$66
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$359,194

Local Housing Facts for Wisconsin

  • ·Median home value: $327,272 (adjusted for current market conditions)
  • ·Est. property taxes: $3,988/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $791/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wisconsin?

Based on the local median home value, estimated real estate property taxes in Wisconsin are around $3,988 per year.

What is the average home price in Wisconsin?

The median home value in Wisconsin is currently estimated at $327,272.

How much does homeowners insurance cost in Wisconsin?

For a median priced home, homeowners insurance in Wisconsin averages around $791 annually.

What is the true total cost of owning a home in Wisconsin?

True homeownership costs go beyond principal and interest. In Wisconsin, a typical homeowner with a median-priced home of $327,272 can expect to pay roughly $3,988/yr in property taxes, $791/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $598 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.