Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Wisconsin Mortgage Calculator

Estimate your true cost of homeownership in Wisconsin with localized property taxes, insurance, and utility data.

← Back to Wisconsin Hub
Est. Total Monthly Cost
$2,323
P&I Payment$1,727
Taxes & Ins$398
Utilities$197
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Wisconsin scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$327,272
Local Median: $327,272
$65,454 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,323

Monthly Breakdown

Principal & Interest
$1,727
Property Taxes
$332
Homeowners Ins.
$66
Utilities
$197

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$360,014

Local Housing Facts for Wisconsin

  • ·Median home value: $327,272 (adjusted for current market conditions)
  • ·Est. property taxes: $3,988/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $791/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,369/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wisconsin?

Based on the local median home value, estimated real estate property taxes in Wisconsin are around $3,988 per year.

What is the average home price in Wisconsin?

The median home value in Wisconsin is currently estimated at $327,272.

How much does homeowners insurance cost in Wisconsin?

For a median priced home, homeowners insurance in Wisconsin averages around $791 annually.

What is the true total cost of owning a home in Wisconsin?

True homeownership costs go beyond principal and interest. In Wisconsin, a typical homeowner with a median-priced home of $327,272 can expect to pay roughly $3,988/yr in property taxes, $791/yr for homeowners insurance, and $2,369/yr in energy utilities. That adds approximately $596 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.