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Wise County Mortgage Calculator

Estimate your true cost of homeownership in Wise County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,063
P&I Payment$775
Taxes & Ins$95
Utilities$193
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Mortgage Details

$144,647
Local Median: $144,647
$28,929 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,063

Monthly Breakdown

Principal & Interest
$775
Property Taxes
$60
Homeowners Ins.
$36
Utilities
$193

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$163,313

Local Housing Facts for Wise County

  • ·Median home value: $144,647 (adjusted for current market conditions)
  • ·Est. property taxes: $714/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $427/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,317/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wise County?

Based on the local median home value, estimated real estate property taxes in Wise County are around $714 per year.

What is the average home price in Wise County?

The median home value in Wise County is currently estimated at $144,647.

How much does homeowners insurance cost in Wise County?

For a median priced home, homeowners insurance in Wise County averages around $427 annually.

What is the true total cost of owning a home in Wise County?

True homeownership costs go beyond principal and interest. In Wise County, a typical homeowner with a median-priced home of $144,647 can expect to pay roughly $714/yr in property taxes, $427/yr for homeowners insurance, and $2,317/yr in energy utilities. That adds approximately $288 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.