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Learn about the people, housing, costs and businesses in Yachats, Oregon
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Yachats.
True all-in cost — P&I, taxes, insurance & utilities for homes in Yachats.
Find and compare lenders active near Yachats.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Yachats.
Seismic risk and earthquake insurance estimates for Yachats.
Wildfire exposure and insurance estimates for Yachats.
As of today, the 30-year fixed mortgage rate for Yachats is approximately 6.810% (6.843% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for YachatsThe median home value in Yachats is $559k. The median monthly rent is $943. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Yachats have increased 19.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,253/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $54k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Yachats is $66k/year.
Calculate your buying powerThe largest employment sectors in Yachats are public administration (25%) and retail (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.