🏛️
FHA Calculator
Includes upfront + monthly MIP
🎖️
VA Calculator
VA funding fee · Zero monthly MIP

Safe Rate Local

Yakima Mortgage Calculator

Estimate your true cost of homeownership in Yakima with localized property taxes, insurance, and utility data.

← Back to Yakima Hub
Est. Total Monthly Cost
$2,127
P&I Payment$1,649
Taxes & Ins$278
Utilities$200

Mortgage Details

$326,149
Local Median: $326,149
$65,230 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Yakima using Safe Rate's engine.

Monthly$2,127

Monthly Breakdown

Principal & Interest
$1,649
Property Taxes
$202
Homeowners Ins.
$76
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$332,788

Local Housing Facts for Yakima

  • ·Median home value: $326,149 (adjusted for current market conditions)
  • ·Est. property taxes: $2,421/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $916/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Yakima?

Based on the local median home value, estimated real estate property taxes in Yakima are around $2,421 per year.

What is the average home price in Yakima?

The median home value in Yakima is currently estimated at $326,149.

How much does homeowners insurance cost in Yakima?

For a median priced home, homeowners insurance in Yakima averages around $916 annually.

What is the true total cost of owning a home in Yakima?

True homeownership costs go beyond principal and interest. In Yakima, a typical homeowner with a median-priced home of $326,149 can expect to pay roughly $2,421/yr in property taxes, $916/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $478 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.