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Cost of Living in Yuma

Is it better to rent or buy in Yuma? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$66,618
$1,142/mo

Median in area: $1,142

$224,747

Median in area: $224,747

$44,949

If you Rent

🔑
$1,305 /mo
Base Rent$1,142
Est. Utilities$163
% of Income23.5%
Pre-tax Residual$4,247

If you Buy

🏠
$1,484 /mo
P&I (6.5%)$1,136
Taxes & Ins$185
Est. Utilities$163
% of Income26.7%
Pre-tax Residual$4,067

Cost of Living FAQs

Is it cheaper to rent or buy in Yuma?›

Based on median housing data, renting is currently more affordable on a monthly basis in Yuma. The estimated all-in monthly cost for renting is $1,305, while owning a median-priced home with a 20% down payment is roughly $1,484 per month (a difference of $179).

How much do utilities cost in Yuma?›

The average monthly utility cost (electricity and natural gas) for a typical home in Yuma is approximately $163. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Yuma?›

To comfortably afford the median rent and utilities in Yuma without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $52,200 per year.