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Cost of Living in Yuma County

Is it better to rent or buy in Yuma County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$66,615
$927/mo

Median in area: $927

$212,875

Median in area: $212,875

$42,575

If you Rent

🔑
$1,171 /mo
Base Rent$927
Est. Utilities$244
% of Income21.1%
Pre-tax Residual$4,380

If you Buy

🏠
$1,595 /mo
P&I (7.141%)$1,149
Taxes & Ins$202
Est. Utilities$244
% of Income28.7%
Pre-tax Residual$3,956

Compare Nearby Areas

See how Yuma County stacks up against neighboring areas.

countyDundy County, NE
$656/mo
countyCheyenne County, KS
$656/mo
countyPhillips County, CO
$921/mo
countyKit Carson County, CO
$1,027/mo
countyWashington County, CO
$947/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Yuma County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Yuma County. The estimated all-in monthly cost for renting is $1,171, while owning a median-priced home with a 20% down payment is roughly $1,595 per month (a difference of $424).

How much do utilities cost in Yuma County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Yuma County is approximately $244. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Yuma County?›

To comfortably afford the median rent and utilities in Yuma County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $46,840 per year.