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Learn about the people, housing, costs and businesses in Zapata, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Zapata.
True all-in cost — P&I, taxes, insurance & utilities for homes in Zapata.
Find and compare lenders active near Zapata.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Zapata.
Seismic risk and earthquake insurance estimates for Zapata.
Wildfire exposure and insurance estimates for Zapata.
As of today, the 30-year fixed mortgage rate for Zapata is approximately 7.068% (7.113% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZapataThe median home value in Zapata is $130k. The median monthly rent is $986. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $612/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $26k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Zapata is $62k/year.
Calculate your buying powerThe largest employment sectors in Zapata are public administration (32%) and information and media (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.