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Zephyrhills South Mortgage Calculator

Estimate your true cost of homeownership in Zephyrhills South with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$893
P&I Payment$617
Taxes & Ins$138
Utilities$138
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Mortgage Details

$117,135
Local Median: $117,135
$23,427 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$893

Monthly Breakdown

Principal & Interest
$617
Property Taxes
$76
Homeowners Ins.
$62
Utilities
$138

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$128,447

Local Housing Facts for Zephyrhills South

  • ·Median home value: $117,135 (adjusted for current market conditions)
  • ·Est. property taxes: $911/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $740/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,660/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Zephyrhills South?

Based on the local median home value, estimated real estate property taxes in Zephyrhills South are around $911 per year.

What is the average home price in Zephyrhills South?

The median home value in Zephyrhills South is currently estimated at $117,135.

How much does homeowners insurance cost in Zephyrhills South?

For a median priced home, homeowners insurance in Zephyrhills South averages around $740 annually.

What is the true total cost of owning a home in Zephyrhills South?

True homeownership costs go beyond principal and interest. In Zephyrhills South, a typical homeowner with a median-priced home of $117,135 can expect to pay roughly $911/yr in property taxes, $740/yr for homeowners insurance, and $1,660/yr in energy utilities. That adds approximately $276 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.