Safe Rate Rankings

Best Conventional Mortgage Bank Lenders in Mansfield

Updated February 6, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders5

Total Loans1,162

Median Rate Spread0.62%

Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	The Huntington National BankBank	Exceptional	Strong	Exceptional	Strong	Strong	$146Credit	0.517%Above	62
2	U.S. Bank National AssociationBank	Exceptional	Strong	Exceptional	Strong	Sound	$1,271Fees	0.207%Above	12
3	MECHANICS BANKBank	Strong	Acceptable	Strong	Exceptional	Exceptional	$808Fees	0.021%Above	224
4	The Park National BankBank	Strong	Acceptable	Exceptional	Strong	Exceptional	$1,503Fees	0.464%Above	144
5	JPMorgan Chase Bank, National AssociationBank	Strong	Sound	Exceptional	Strong	Sound	$2,421Fees	0.528%Above	31

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.