Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | VELOCIO MORTGAGE L.L.C.Independent Mortgage Company | Exceptional | Exceptional | Exceptional | Exceptional | Strong | $612Fees | 0.852%Below | 184 | |
2 | VANDERBILT MORTGAGE AND FINANCE, INC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $5,328Fees | 0.061%Above | 397 | |
3 | Alcova Mortgage LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,533Fees | 0.188%Above | 155 | |
4 | American Security Mortgage Corp.Independent Mortgage Company | Strong | Sound | Strong | Strong | Exceptional | $1,970Fees | 0.103%Above | 403 | |
5 | Towne BankBank | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,376Fees | 0.312%Above | 208 | |
6 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,003Fees | 0.208%Above | 903 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,585Fees | 0.399%Above | 517 | |
8 | ATLANTIC BAY MORTGAGE GROUP, L.L.C.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $3,282Fees | 0.314%Above | 185 | |
9 | NFM, INC.Independent Mortgage Company | Strong | Acceptable | Strong | Sound | Strong | $4,575Fees | 0.415%Above | 177 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.