Safe Rate Rankings

Best Conventional Mortgage Lenders in Weirton

Updated May 22, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders15

Total Loans695

Median Rate Spread0.55%

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Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	HANCOCK COUNTY SAVINGS BANK, FSB, INC.Bank	Exceptional	Strong	Strong	Strong	Exceptional	$504Fees	0.022%Below	147
2	U.S. Bank National AssociationBank	Exceptional	Strong	Exceptional	Strong	Strong	$1,144Fees	0.693%Above	74
3	The Huntington National BankBank	Exceptional	Strong	Exceptional	Strong	Strong	$839Fees	0.486%Above	41
4	WesBanco Bank, Inc.Bank	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,805Fees	0.073%Above	114
5	PNC Bank, National AssociationBank	Exceptional	Strong	Exceptional	Strong	Sound	$117Credit	0.607%Above	13
6	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,050Fees	0.466%Above	79
7	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	Sound	$2,305Fees	0.360%Above	26
8	JPMorgan Chase Bank, National AssociationBank	Strong	Sound	Exceptional	Strong	Sound	$1,719Fees	0.792%Above	12
9	CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	Sound	$2,943Fees	0.979%Above	14
10	POLARIS HOME FUNDING CORP.Independent Mortgage Company	Strong	Mediocre	Strong	Strong	Exceptional	$1,735Fees	0.740%Above	93
11	DEVELOPER'S MORTGAGE COMPANYIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	Sound	$1,397Fees	0.313%Above	14

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.