Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | WesBanco Bank, Inc.Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,805Fees | 0.073%Above | 114 | |
2 | The Huntington National BankBank | Exceptional | Strong | Exceptional | Strong | Strong | $839Fees | 0.486%Above | 41 | |
3 | U.S. Bank National AssociationBank | Exceptional | Strong | Exceptional | Sound | Strong | $1,144Fees | 0.693%Above | 74 | |
4 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,050Fees | 0.466%Above | 79 | |
5 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $2,305Fees | 0.360%Above | 26 | |
6 | POLARIS HOME FUNDING CORP.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $1,735Fees | 0.740%Above | 93 | |
7 | MORTGAGE SOLUTIONS OF COLORADO, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $1,700Fees | 1.118%Above | 16 | |
8 | Waterstone Mortgage CorporationIndependent Mortgage Company | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,245Fees | 0.917%Above | 17 | |
9 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $2,943Fees | 0.979%Above | 14 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.