Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | City National Bank of West VirginiaBank | Exceptional | Strong | Strong | Exceptional | $87Fees | 0.064%Below | 102 | |
2 | The Huntington National BankBank | Exceptional | Strong | Strong | Exceptional | $479Fees | 0.383%Above | 93 | |
3 | Truist BankBank | Strong | Strong | Strong | Strong | $2,306Fees | 0.027%Above | 56 | |
4 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $2,527Fees | 0.576%Above | 132 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | $3,423Fees | 0.725%Above | 114 | |
6 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | $2,004Fees | 0.325%Above | 20 | |
7 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | $2,766Fees | 0.488%Above | 27 | |
8 | JPMorgan Chase Bank, National AssociationBank | Strong | Sound | Strong | Sound | $1,878Fees | 0.164%Above | 21 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.