Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | EVERWISE CREDIT UNIONCredit Union | Exceptional | Exceptional | Strong | Strong | $669Fees | 0.133%Above | 129 | |
2 | Three Rivers Federal Credit UnionCredit Union | Exceptional | Strong | Strong | Exceptional | $984Fees | 0.269%Above | 852 | |
3 | PROFED CREDIT UNIONCredit Union | Exceptional | Strong | Strong | Exceptional | $917Fees | 0.073%Below | 149 | |
4 | PARTNERS 1ST Federal Credit UnionCredit Union | Strong | Exceptional | Acceptable | Strong | $732Fees | 0.076%Above | 43 | |
5 | NAVY FEDERAL CREDIT UNIONCredit Union | Strong | Exceptional | Sound | Sound | $1,077Fees | 0.585%Below | 34 | |
6 | NOTRE DAME FEDERAL CREDIT UNION CORPORATIONCredit Union | Strong | Sound | Exceptional | Sound | $1,621Fees | 0.498%Above | 27 | |
7 | MidWest America Federal Credit UnionCredit Union | Strong | Sound | Sound | Strong | $980Fees | 0.449%Above | 96 | |
8 | FORT FINANCIAL Federal Credit UnionCredit Union | Strong | Sound | Acceptable | Strong | $1,455Fees | 0.353%Above | 73 | |
9 | Fire Police City County Federal Credit UnionCredit Union | Strong | Sound | Acceptable | Strong | $1,207Fees | 0.428%Above | 24 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.