What loan types does FORT FINANCIAL Federal Credit Union offer?

FORT FINANCIAL Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does FORT FINANCIAL Federal Credit Union offer mortgages?

FORT FINANCIAL Federal Credit Union offers mortgages in 7 states: IN, MI, MS, NC, OH, SC, TN.

How competitive are FORT FINANCIAL Federal Credit Union's mortgage rates?

FORT FINANCIAL Federal Credit Union has an overall pricing score of 59.6/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is FORT FINANCIAL Federal Credit Union?

FORT FINANCIAL Federal Credit Union is a Credit Union headquartered in Fort Wayne, IN.

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FORT FINANCIAL Federal Credit Union

Credit Union•Fort Wayne, INHQ•Direct•Reviews near you on Google

FORT FINANCIAL Federal Credit Union has 126 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Acceptable

2/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Multi-Region · 1 mkts

Awards

Refinance

Superstar

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

FORT FINANCIAL Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+36.4 bps above market avg

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Strong

Top 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 2 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Acceptable	126	100.0%	+0.364%Above	$1,398Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Acceptable

Volume126

Mix100.0%

Spread

+0.364%Above

Fees

$1,398Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Sound	Acceptable	60	47.6%	+0.306%Above	$1,490Fees
Refinance	Strong	Strong	Strong	Sound	66	52.4%	+0.420%Above	$1,309Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Sound

Pull Through

Acceptable

Volume60

Mix47.6%

Spread

+0.306%Above

Fees

$1,490Fees

Refinance

Overall

Strong

Product

Strong

Pricing

Strong

Pull Through

Sound

Volume66

Mix52.4%

Spread

+0.420%Above

Fees

$1,309Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

126

Applications

395

Volume

$28 million

Pricing & Closing

Avg Rate Spread

+0.364%

vs. market APOR

Avg Net Fees

$1,398

Origination − Credits

Pullthrough Rate

31.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$224,524

Avg Borrower Income

$97,230

Avg Property Value

$304,206

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

Midwest3

INMIOH

South4

MSNCSCTN

Top Metro Areas by Place Specialization Score

Fort Wayne, INMetro

Volume 73Mix 57.94% of portfolio

72/100

Strong

Top States by Place Specialization Score

IndianaState

Volume 103Mix 81.75% of portfolio

68/100

Strong

North CarolinaState

Volume 10Mix 7.94% of portfolio

41/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.