Safe Rate Rankings

Best All Lender Mortgage Lenders in Grand Island

Updated May 25, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders14
Total Loans504
Median Rate Spread0.27%

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RankLenderOverallPricingPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
Pinnacle BankBank
Exceptional
Exceptional
Strong
Exceptional
$1,368Fees
0.057%Above
47
2
WEST GATE BANKBank
Exceptional
Exceptional
Exceptional
Strong
$1,373Fees
0.093%Below
34
3
First National Bank of OmahaBank
Exceptional
Strong
Strong
Exceptional
$1,116Fees
0.105%Above
40
4
CHARTER WEST BANKBank
Strong
Sound
Strong
Exceptional
$1,517Fees
0.333%Above
66
5
ROCKET MORTGAGE, LLCIndependent Mortgage Company
Strong
Acceptable
Exceptional
Exceptional
$3,709Fees
0.537%Above
51
6
Home Federal Savings and Loan Association of Grand IslandBank
Strong
Sound
Sound
Exceptional
$1,142Fees
0.250%Above
35
7
FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company
Strong
Acceptable
Exceptional
Strong
$1,994Fees
0.380%Above
41
8
Gateway First BankBank
Strong
Acceptable
Strong
Strong
$3,040Fees
0.433%Above
33
9
MORIA DEVELOPMENT, INC.Independent Mortgage Company
Sound
Mediocre
Strong
Exceptional
$4,370Fees
0.830%Above
73

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.