Safe Rate Rankings

Best Jumbo Mortgage Lenders in Harrisburg

Updated May 22, 2026
⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.
🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
📊 HMDA 2024Built using publicly available originated loan data from the federal government.
🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.
Total Lenders82
Total Loans5,789
Median Rate Spread0.32%

Shopping for a mortgage? Click the heart icon to save lenders to My Home and make comparison painless.

RankLenderOverallPricingProductPull ThroughPlaceAvg FeesRate Spread# of LoansAction
1
PENNSYLVANIA STATE EMPLOYEES Credit UnionCredit Union
Exceptional
Exceptional
Strong
Strong
Exceptional
$620Fees
0.131%Below
224
2
First National Bank of PennsylvaniaBank
Exceptional
Sound
Exceptional
Strong
Exceptional
$1,167Fees
0.020%Above
182
3
Fulton Bank, National AssociationBank
Exceptional
Sound
Exceptional
Strong
Exceptional
$1,878Fees
0.314%Above
127
4
Orrstown BankBank
Strong
Sound
Strong
Strong
Strong
$1,485Fees
0.247%Above
69

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.