Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Tompkins Community BankBank | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $1,117Fees | 0.085%Below | 131 | |
2 | CFCU COMMUNITY Credit UnionCredit Union | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $1Fees | 0.779%Below | 130 | |
3 | Community Bank, National AssociationBank | Strong | Sound | Exceptional | Strong | Sound | $834Fees | 0.445%Above | 45 | |
4 | Manufacturers and Traders Trust CompanyBank | Strong | Sound | Exceptional | Strong | Sound | $1,023Fees | 0.024%Below | 29 | |
5 | 1ST PRIORITY MORTGAGE, INC.Independent Mortgage Company | Strong | Sound | Strong | Strong | Sound | $2,121Fees | 0.034%Above | 36 | |
6 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,130Fees | 0.727%Above | 35 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.