What loan types does 1st Colonial Community Bank offer?

1st Colonial Community Bank offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing score and performance metrics.

Where does 1st Colonial Community Bank offer mortgages?

1st Colonial Community Bank offers mortgages in 5 states: FL, MD, NJ, PA, SC.

How competitive are 1st Colonial Community Bank's mortgage rates?

1st Colonial Community Bank has an overall pricing score of 48.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is 1st Colonial Community Bank?

1st Colonial Community Bank is a Independent Mortgage Company headquartered in Collingswood, NJ.

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1st Colonial Community Bank

Independent Mortgage Company•Collingswood, NJHQ•Direct•Reviews near you on Google

1st Colonial Community Bank has 333 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Sound

3/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Strong

4/5

FHA · Conventional · VA

Place

Sound

3/5

Regional · 6 mkts

Awards

Refinance

Superstar

Summary

What They Do Well

Strong pull through performance

Explore another lender or local market

Report Card

1st Colonial Community Bank performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Sound

+24.2 bps above market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

FHA

Strong

Top 40% of lenders

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 6 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Sound	Sound	261	78.4%	+0.190%Above	$2,004Fees
FHA Loans	Sound	Strong	Sound	Strong	53	15.9%	+0.650%Above	$2,168Fees
VA Loans	Sound	Sound	—	—	10	3.0%	+0.212%Above	$1,958Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume261

Mix78.4%

Spread

+0.190%Above

Fees

$2,004Fees

FHA Loans

Overall

Sound

Product

Strong

Pricing

Sound

Pull Through

Strong

Volume53

Mix15.9%

Spread

+0.650%Above

Fees

$2,168Fees

VA Loans

Overall

Sound

Product

Sound

Pricing—

Pull Through—

Volume10

Mix3.0%

Spread

+0.212%Above

Fees

$1,958Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Sound	Sound	300	90.1%	+0.228%Above	$2,052Fees
Refinance	Strong	Sound	Strong	Strong	33	9.9%	+0.361%Above	$2,008Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Sound

Pull Through

Sound

Volume300

Mix90.1%

Spread

+0.228%Above

Fees

$2,052Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume33

Mix9.9%

Spread

+0.361%Above

Fees

$2,008Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

333

Applications

438

Volume

$109 million

Pricing & Closing

Avg Rate Spread

+0.242%

vs. market APOR

Avg Net Fees

$2,047

Origination − Credits

Pullthrough Rate

76.0%

Applications → Closed

Typical Borrower

Avg Loan Amount

$329,745

Avg Borrower Income

$152,471

Avg Property Value

$436,652

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast2

NJPA

South3

FLMDSC

Top Metro Areas by Place Specialization Score

Camden, NJMetro

Volume 202Mix 60.66% of portfolio

85/100

Exceptional

Atlantic City, NJMetro

Volume 30Mix 9.01% of portfolio

62/100

Strong

Montgomery County, PAMetro

Volume 28Mix 8.41% of portfolio

57/100

Sound

Philadelphia, PAMetro

Volume 20Mix 6.01% of portfolio

52/100

Sound

Vineland, NJMetro

Volume 10Mix 3.00% of portfolio

45/100

Sound

Lakewood, NJMetro

Volume 11Mix 3.30% of portfolio

43/100

Sound

Top States by Place Specialization Score

New JerseyState

Volume 271Mix 81.38% of portfolio

81/100

Exceptional

PennsylvaniaState

Volume 56Mix 16.82% of portfolio

58/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.