What loan types does A+ Federal Credit Union offer?

A+ Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does A+ Federal Credit Union offer mortgages?

A+ Federal Credit Union offers mortgages in 1 states: TX.

What type of lender is A+ Federal Credit Union?

A+ Federal Credit Union is a Credit Union headquartered in Austin, TX.

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A+ Federal Credit Union

Credit Union•Austin, TXHQ•Direct•Reviews near you on Google

A+ Federal Credit Union has 80 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Acceptable

2/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Single State · 2 mkts

Promptness

Not enough data

—/5

No quote responses measured yet

Summary

Things to Think About

Pull through efficiency is below industry average

Explore another lender or local market

Report Card

A+ Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Acceptable

Bottom 40% of lenders

2/5

By Loan Product· Specialization by type

Conventional

76 loans

Acceptable

Bottom 40% of lenders

2/5

By Loan Purpose· Transaction purpose mix

Purchase

36 loans

Acceptable

Bottom 40% of lenders

2/5

Refinance

44 loans

Sound

Top 60% of lenders

3/5

By Location· Geographic coverage

Geographic Reach

Single State · 2 markets

Sound

Top 60% of lenders

3/5

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Acceptable	76	95.0%	—	—

Conventional

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume76

Mix95.0%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	—	Acceptable	36	45.0%	—	—
Refinance	Acceptable	Sound	—	Acceptable	44	55.0%	—	—

Purchase

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume36

Mix45.0%

Spread—

Fees—

Refinance

Overall

Acceptable

Product

Sound

Pricing—

Pull Through

Acceptable

Volume44

Mix55.0%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

227

Volume

$21 million

Pricing & Closing

Pullthrough Rate

35.2%

Applications → Closed

Typical Borrower

Avg Loan Amount

$266,125

Avg Borrower Income

$131,250

Avg Property Value

$455,500

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

1Full-year 2024 · HMDA

Loans originated

All statesNone

South1

Top Metro Areas by Place Specialization Score

Austin, TXMetro

Volume 53Mix 66.25% of portfolio

69/100

Strong

Killeen, TXMetro

Volume 10Mix 12.50% of portfolio

48/100

Sound

Top States by Place Specialization Score

TexasState

Volume 80Mix 100.00% of portfolio

63/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across the 5 Ps: Pricing, Product, Pull-Through, Place, and Promptness. Promptness measures how quickly a lender answers real shopper quote requests; a lender with none measured yet is counted at an estimate.

Our Point System (Max 50 Points)

10/ 50 pts

Pricing

How competitively a lender prices vs. the market benchmark (20%).

10/ 50 pts

Product

Performance on your specific loan type (20%).

10/ 50 pts

Pull Through

How reliably a lender closes the loans it starts (20%).

10/ 50 pts

Place

Depth of a lender's expertise in your local market (20%).

10/ 50 pts

Promptness

How quickly a lender answers real quote requests — blended in once they respond (20%).

Champion(80%+ = 40-50 points)

Superstar(60-79% = 30-39 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary Safe Rate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Looking for a different lender?

The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.