What loan types does AgGeorgia Farm Credit, ACA offer?

AgGeorgia Farm Credit, ACA offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does AgGeorgia Farm Credit, ACA offer mortgages?

AgGeorgia Farm Credit, ACA offers mortgages in 1 states: GA.

How competitive are AgGeorgia Farm Credit, ACA's mortgage rates?

AgGeorgia Farm Credit, ACA has an overall pricing score of 3.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is AgGeorgia Farm Credit, ACA?

AgGeorgia Farm Credit, ACA is a Independent Mortgage Company headquartered in Perry, GA.

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AgGeorgia Farm Credit, ACA

Independent Mortgage Company•Perry, GAHQ•Direct•Reviews near you on Google

AgGeorgia Farm Credit, ACA has 51 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Mediocre

1/5

vs. all lenders

Pull-through

Mediocre

1/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Active

Single State

Summary

Things to Think About

Rates typically 161 basis points above market average
Higher than average fees ($4,377)
Pull through efficiency is below industry average

Explore another lender or local market

Report Card

AgGeorgia Farm Credit, ACA performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Mediocre

+161.2 bps above market avg

Pull Through

Closing strength

Mediocre

Bottom 20% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Single State · 1 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Mediocre	Acceptable	Mediocre	Mediocre	49	96.1%	+1.612%Above	$4,377Fees

Conventional

Overall

Mediocre

Product

Acceptable

Pricing

Mediocre

Pull Through

Mediocre

Volume49

Mix96.1%

Spread

+1.612%Above

Fees

$4,377Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Mediocre	Acceptable	—	Mediocre	40	78.4%	+1.511%Above	$4,934Fees
Refinance	Acceptable	Acceptable	—	Acceptable	11	21.6%	+1.781%Above	$3,450Fees

Purchase

Overall

Mediocre

Product

Acceptable

Pricing—

Pull Through

Mediocre

Volume40

Mix78.4%

Spread

+1.511%Above

Fees

$4,934Fees

Refinance

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume11

Mix21.6%

Spread

+1.781%Above

Fees

$3,450Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

Applications

165

Volume

$21 million

Pricing & Closing

Avg Rate Spread

+1.612%

vs. market APOR

Avg Net Fees

$4,377

Origination − Credits

Pullthrough Rate

30.9%

Applications → Closed

Typical Borrower

Avg Loan Amount

$428,922

Avg Borrower Income

$864,020

Avg Property Value

$793,627

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

N/A

States with Loan Originations

South1

Top States by Place Specialization Score

GeorgiaState

Volume 51Mix 100.00% of portfolio

63/100

Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.