What loan types does American Fidelity Mortgage Services offer?

American Fidelity Mortgage Services offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing score and performance metrics.

Where does American Fidelity Mortgage Services offer mortgages?

American Fidelity Mortgage Services offers mortgages in 9 states: AZ, CO, FL, IA, IL, IN, TN, TX, WI.

How competitive are American Fidelity Mortgage Services's mortgage rates?

American Fidelity Mortgage Services has an overall pricing score of 27.1/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is American Fidelity Mortgage Services?

American Fidelity Mortgage Services is a Independent Mortgage Company headquartered in Wheaton, IL.

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American Fidelity Mortgage Services

Independent Mortgage Company•Wheaton, ILHQ•Direct•Reviews near you on Google

American Fidelity Mortgage Services has 148 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Acceptable

2/5

vs. all lenders

Pull-through

Sound

3/5

closing strength

Product

Sound

3/5

FHA · Conventional

Place

Sound

3/5

Multi-Region · 3 mkts

Summary

Things to Think About

Rates typically 58 basis points above market average

Explore another lender or local market

Report Card

American Fidelity Mortgage Services performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Acceptable

+58.3 bps above market avg

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

FHA

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 3 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	Acceptable	Sound	111	75.0%	+0.492%Above	$2,258Fees
FHA Loans	Sound	Sound	Acceptable	Strong	33	22.3%	+0.956%Above	$2,815Fees

Conventional

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Sound

Volume111

Mix75.0%

Spread

+0.492%Above

Fees

$2,258Fees

FHA Loans

Overall

Sound

Product

Sound

Pricing

Acceptable

Pull Through

Strong

Volume33

Mix22.3%

Spread

+0.956%Above

Fees

$2,815Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	Acceptable	Sound	124	83.8%	+0.632%Above	$2,496Fees
Refinance	Sound	Acceptable	Acceptable	Strong	24	16.2%	+0.331%Above	$1,898Fees

Purchase

Overall

Acceptable

Product

Acceptable

Pricing

Acceptable

Pull Through

Sound

Volume124

Mix83.8%

Spread

+0.632%Above

Fees

$2,496Fees

Refinance

Overall

Sound

Product

Acceptable

Pricing

Acceptable

Pull Through

Strong

Volume24

Mix16.2%

Spread

+0.331%Above

Fees

$1,898Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

148

Applications

177

Volume

$47 million

Pricing & Closing

Avg Rate Spread

+0.583%

vs. market APOR

Avg Net Fees

$2,398

Origination − Credits

Pullthrough Rate

83.6%

Applications → Closed

Typical Borrower

Avg Loan Amount

$320,000

Avg Borrower Income

$136,716

Avg Property Value

$416,824

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Midwest4

IAILINWI

South3

FLTNTX

West2

AZCO

Top Metro Areas by Place Specialization Score

Chicago, ILMetro

Volume 85Mix 57.43% of portfolio

68/100

Strong

Lake County, INMetro

Volume 19Mix 12.84% of portfolio

57/100

Sound

Elgin, ILMetro

Volume 12Mix 8.11% of portfolio

48/100

Sound

Top States by Place Specialization Score

IllinoisState

Volume 114Mix 77.03% of portfolio

69/100

Strong

IndianaState

Volume 20Mix 13.51% of portfolio

49/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.