Looking for a different lender?
A
AML FUNDING LLC
Independent Mortgage Company|DALLAS, TX|Near-National
Loans Originated
1,074
Applications
1,399
Volume
$333 million
Offers loans directly to consumers
Overall Pricing
Sound
Overall Pull Through
Strong
Safe Rate Awards⭐FHA Superstar
Pricing and Pullthrough Overview
Average Rate Spread
+0.362%
The average of the lender's APR minus the market's average APR (APOR)
Average Net Fees
$2,390
Borrower paid Origination Charges - Lender Credits
Pullthrough Rate
76.8%
Percentage of applications that result in closed loans
Safe Rate's Summary
What They Do Well
- Strong pull through performance
- Particularly strong in FHA and VA loans
- Nationwide availability with consistent service
Report Card
AML FUNDING LLC performance at a glance
| Category | Rating | Grade | Details |
|---|---|---|---|
Pricing Rate competitiveness | Sound | Industry Standard | |
Pull Through Closing Strength | Strong | Highly Competitive | |
Products Loan Type Specialists | Specialization score by loan product | ||
Conventional | Sound | Industry Standard | |
FHA | Strong | Highly Competitive | |
VA | Strong | Highly Competitive | |
Purpose Reason specialization | Specialization score by loan purpose | ||
Purchase | Sound | Industry Standard | |
Refinance | Sound | Industry Standard | |
Places Geographic coverage | Sound | Near-National · 15 metro areas · 30 states |
Rating Scale:
Exceptional (80-100)
Strong (60-79)
Sound (40-59)
Acceptable (20-39)
Mediocre (0-19)
Typical Borrower Profile
Average Loan Amount
$310,251
Average Borrower Income
$132,861
Average Property Value
$397,998
Performance by Loan Product
| Loan Type | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Conventional | Sound | Sound | Sound | Sound | 932 | 86.8% | +0.360% | $2,365 |
FHA Loans | Strong | Strong | Sound | Strong | 107 | 10.0% | +0.535% | $2,592 |
VA Loans | Sound | Strong | Acceptable | Strong | 33 | 3.1% | -0.230% | $2,629 |
Performance by Loan Purpose
| Purpose | Overall | Product | Pricing | Pull Through | Volume | Mix | Spread | Fees |
|---|---|---|---|---|---|---|---|---|
Purchase | Sound | Sound | Sound | Sound | 952 | 88.6% | +0.332% | $2,419 |
Refinance | Sound | Sound | Sound | Sound | 122 | 11.4% | +0.554% | $2,196 |
Geographic Coverage
Metro Areas
14
States Served
30
We count Washington DC as a state
Avg Place Specialization
Sound
States with Loan Originations
ALARAZCACOFLGAILINKSKYLAMDMIMNMOMSNCNJNMNVOHOKPASCTNTXVAWAWI
Top Metro Areas by Place Specialization Score
1
Fort Worth, TXMSA
Volume: 134Mix: 12.48%
Place Specialization
Strong
2
Dallas, TXMSA
Volume: 194Mix: 18.06%
Place Specialization
Strong
3
Houston, TXMSA
Volume: 157Mix: 14.62%
Place Specialization
Strong
4
Oklahoma City, OK, OKMSA
Volume: 60Mix: 5.59%
Place Specialization
Strong
5
Denver, COMSA
Volume: 40Mix: 3.72%
Place Specialization
Sound
6
San Antonio, TXMSA
Volume: 37Mix: 3.45%
Place Specialization
Sound
7
Baton Rouge, LA, LAMSA
Volume: 27Mix: 2.51%
Place Specialization
Sound
8
New Orleans, LAMSA
Volume: 21Mix: 1.96%
Place Specialization
Sound
9
Phoenix, AZMSA
Volume: 29Mix: 2.70%
Place Specialization
Sound
10
Columbus, OH, OHMSA
Volume: 19Mix: 1.77%
Place Specialization
Sound
Showing 10 of 14 metro areas
Top States by Place Specialization Score
1
TXState
Volume: 559Mix: 52.05%
Place Specialization
Strong
2
OKState
Volume: 72Mix: 6.70%
Place Specialization
Strong
3
LAState
Volume: 56Mix: 5.21%
Place Specialization
Sound
4
COState
Volume: 60Mix: 5.59%
Place Specialization
Sound
5
NCState
Volume: 41Mix: 3.82%
Place Specialization
Sound
6
AZState
Volume: 30Mix: 2.79%
Place Specialization
Sound
7
OHState
Volume: 29Mix: 2.70%
Place Specialization
Sound
8
FLState
Volume: 39Mix: 3.63%
Place Specialization
Sound
9
GAState
Volume: 25Mix: 2.33%
Place Specialization
Sound
10
CAState
Volume: 29Mix: 2.70%
Place Specialization
Sound
Showing 10 of 17 states
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
⭐
Superstar(60-79% = 18-23 points)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to Get Started?
Compare AML FUNDING LLC with other lenders or get personalized recommendations.