What loan types does Apple Federal Credit Union offer?

Apple Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Apple Federal Credit Union offer mortgages?

Apple Federal Credit Union offers mortgages in 5 states: DC, MD, NC, VA, WV.

How competitive are Apple Federal Credit Union's mortgage rates?

Apple Federal Credit Union has an overall pricing score of 71.4/100, based on analysis of their loan data including average spread and fees compared to market benchmarks.

What type of lender is Apple Federal Credit Union?

Apple Federal Credit Union is a Credit Union headquartered in Fairfax, VA.

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Apple Federal Credit Union

Credit Union•Fairfax, VAHQ•Direct•Reviews near you on Google

Apple Federal Credit Union has 263 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pricing

Strong

4/5

vs. all lenders

Pull-through

Strong

4/5

closing strength

Product

Sound

3/5

Conventional

Place

Strong

4/5

Regional · 3 mkts

Awards

Conventional

Superstar

Refinance

Superstar

Summary

What They Do Well

Offers rates 7.10 basis points below market average
Strong pull through performance

Explore another lender or local market

Report Card

Apple Federal Credit Union performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

Strong

Rates 7.1 bps below market avg

Pull Through

Closing strength

Strong

Top 40% of lenders

By Loan Product· Specialization by type

Conventional

Sound

Top 60% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Sound

Top 60% of lenders

Refinance

Sound

Top 60% of lenders

By Location· Geographic coverage

Geographic Reach

Regional · 4 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Sound	Sound	Strong	Sound	260	98.9%	-0.071%Below	$2,329Fees

Conventional

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume260

Mix98.9%

Spread

-0.071%Below

Fees

$2,329Fees

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Sound	Sound	Strong	Sound	198	75.3%	-0.057%Below	$1,854Fees
Refinance	Strong	Sound	Strong	Strong	65	24.7%	-0.098%Below	$3,214Fees

Purchase

Overall

Sound

Product

Sound

Pricing

Strong

Pull Through

Sound

Volume198

Mix75.3%

Spread

-0.057%Below

Fees

$1,854Fees

Refinance

Overall

Strong

Product

Sound

Pricing

Strong

Pull Through

Strong

Volume65

Mix24.7%

Spread

-0.098%Below

Fees

$3,214Fees

At a Glance

Lender Overview

Lending Activity

Loans Originated

263

Applications

363

Volume

$110 million

Pricing & Closing

Avg Rate Spread

-0.071%

vs. market APOR

Avg Net Fees

$2,329

Origination − Credits

Pullthrough Rate

72.5%

Applications → Closed

Typical Borrower

Avg Loan Amount

$421,654

Avg Borrower Income

$163,198

Avg Property Value

$574,125

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Strong

4/5

States with Loan Originations

South5

DCMDNCVAWV

Top Metro Areas by Place Specialization Score

Arlington, VA-WVMetro

Volume 181Mix 68.82% of portfolio

80/100

Strong

Winchester, VA, VA-WVMetro

Volume 19Mix 7.22% of portfolio

64/100

Strong

Hagerstown, MD-WVMetro

Volume 10Mix 3.80% of portfolio

46/100

Sound

Top States by Place Specialization Score

VirginiaState

Volume 223Mix 84.79% of portfolio

78/100

Strong

MarylandState

Volume 18Mix 6.84% of portfolio

47/100

Sound

West VirginiaState

Volume 13Mix 4.94% of portfolio

47/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.