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Ark Mortgage

Independent Mortgage CompanyNorth Brunswick, NJHQDirectReviews near you on Google

Ark Mortgage has 261 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Acceptable
2/5
vs. all lenders
Pull-through
Sound
3/5
closing strength
Product
Strong
4/5
Conventional · Jumbo
Place
Strong
4/5
Multi-Region · 4 mkts

Safe Rate Summary

Things to Think About

  • Rates typically 95 basis points above market average

Explore another lender or local market

Report Card

Ark Mortgage performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Acceptable
+94.8 bps above market avg
Pull Through
Closing strength
Sound
Top 60% of lenders
By Loan Product· Specialization by type
Conventional
Sound
Top 60% of lenders
Jumbo
Strong
Top 40% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Sound
Top 60% of lenders
Refinance
Strong
Top 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 5 markets
Sound
Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Sound
Product
Sound
Pricing
Acceptable
Pull Through
Sound
Volume241
Mix92.3%
Spread
+0.996%Above
Fees
$3,354Fees
Jumbo Loans
Overall
Strong
Product
Strong
Pricing
Pull Through
Strong
Volume18
Mix6.9%
Spread
-0.103%Below
Fees
$3,777Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Sound
Pricing
Mediocre
Pull Through
Sound
Volume149
Mix57.1%
Spread
+0.959%Above
Fees
$3,257Fees
Refinance
Overall
Sound
Product
Strong
Pricing
Acceptable
Pull Through
Strong
Volume112
Mix42.9%
Spread
+0.935%Above
Fees
$3,667Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
261
Applications
391
Volume
$137 million
Pricing & Closing
Avg Rate Spread
+0.948%
vs. market APOR
Avg Net Fees
$3,452
Origination − Credits
Pullthrough Rate
66.8%
Applications → Closed
Typical Borrower
Avg Loan Amount
$527,414
Avg Borrower Income
$43,261
Avg Property Value
$1,006,129

Geographic Coverage

Geographic Performance

Metro Areas
4
markets with activity
States Served
6
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

6
6 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast3
NJNYPA
Midwest1
IL
South1
FL
West1
AZ

Top Metro Areas by Place Specialization Score

Volume 50Mix 19.16% of portfolio
70/100
Strong
Volume 60Mix 22.99% of portfolio
67/100
Strong
3© Dllu · CC BY-SA 4.0
New York, NY-NJMetro
Volume 76Mix 29.12% of portfolio
67/100
Strong
Volume 10Mix 3.83% of portfolio
46/100
Sound

Top States by Place Specialization Score

New York
New York
1
New YorkState
Volume 149Mix 57.09% of portfolio
70/100
Strong
New Jersey
New Jersey
2
New JerseyState
Volume 88Mix 33.72% of portfolio
68/100
Strong

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.