What loan types does Aurora Financial offer?

Aurora Financial offers the following mortgage loan types: Conventional. Each product has its own pricing score and performance metrics.

Where does Aurora Financial offer mortgages?

Aurora Financial offers mortgages in 12 states: DC, DE, FL, GA, IL, MD, NC, PA, SC, TX, VA, WA.

What type of lender is Aurora Financial?

Aurora Financial is a Independent Mortgage Company headquartered in MECHANICSVILLE, VA.

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Aurora Financial

Independent Mortgage Company•Mechanicsville, VAHQ•Direct•Reviews near you on Google

Aurora Financial has 126 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Ratings· each scored 1–5 against peer lenders

Pull-through

Sound

3/5

closing strength

Product

Acceptable

2/5

Conventional

Place

Sound

3/5

Multi-Region · 1 mkts

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Report Card

Aurora Financial performance at a glance

Overall Performance· Pricing & closing strength

Pricing

Rate competitiveness

No peer data

Pull Through

Closing strength

Sound

Top 60% of lenders

By Loan Product· Specialization by type

Conventional

Acceptable

Bottom 40% of lenders

By Loan Purpose· Transaction purpose mix

Purchase

Acceptable

Bottom 40% of lenders

Refinance

Acceptable

Bottom 40% of lenders

By Location· Geographic coverage

Geographic Reach

Multi-Regional · 1 markets

Sound

Top 60% of lenders

Loan Product Performance

Performance by Loan Product

Loan Type	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Conventional	Acceptable	Acceptable	—	Sound	118	93.7%	—	—

Conventional

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Sound

Volume118

Mix93.7%

Spread—

Fees—

Loan Purpose Performance

Performance by Loan Purpose

Purpose	Overall	Product	Pricing	Pull Through	Volume	Mix	Spread	Fees
Purchase	Acceptable	Acceptable	—	Acceptable	104	82.5%	—	—
Refinance	Sound	Acceptable	—	Strong	22	17.5%	—	—

Purchase

Overall

Acceptable

Product

Acceptable

Pricing—

Pull Through

Acceptable

Volume104

Mix82.5%

Spread—

Fees—

Refinance

Overall

Sound

Product

Acceptable

Pricing—

Pull Through

Strong

Volume22

Mix17.5%

Spread—

Fees—

At a Glance

Lender Overview

Lending Activity

Loans Originated

126

Applications

153

Volume

$58 million

Pricing & Closing

Pullthrough Rate

82.4%

Applications → Closed

Typical Borrower

Avg Loan Amount

$461,190

Avg Borrower Income

$195,730

Avg Property Value

$999,524

Geographic Coverage

Geographic Performance

Metro Areas

markets with activity

States Served

of 50 states + DC

Avg Place Specialization

Sound

3/5

States with Loan Originations

Northeast1

Midwest1

South9

DCDEFLGAMDNCSCTXVA

West1

Top Metro Areas by Place Specialization Score

Arlington, VA-WVMetro

Volume 33Mix 26.19% of portfolio

60/100

Sound

Top States by Place Specialization Score

VirginiaState

Volume 46Mix 36.51% of portfolio

61/100

Strong

North CarolinaState

Volume 20Mix 15.87% of portfolio

48/100

Sound

MarylandState

Volume 16Mix 12.70% of portfolio

48/100

Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts

Pricing

Rate and fee competitiveness (33%)

10/ 30 pts

Pull Through

Reliability in closing loans (33%)

10/ 30 pts

Product

Specialization in the loan type (33%)

💎

Champion(80%+ = 24-30 points)

⭐

Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.

No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

HMDA 2024Built using publicly available originated loan data from the federal government.

Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.