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Azuza

Independent Mortgage CompanyLas Vegas, NVHQDirectReviews near you on Google

Azuza has 85 closed loans in our dataset — fully analyzed and benchmarked against peers across the 5 Ps of Mortgage Shopping.

Safe Rate Ratings· each scored 1–5 against peer lenders
Pricing
Mediocre
1/5
vs. all lenders
Pull-through
Acceptable
2/5
closing strength
Product
Sound
3/5
Conventional · Jumbo
Place
Strong
4/5
Multi-Region · 2 mkts

Safe Rate Summary

Things to Think About

  • Rates typically 112 basis points above market average
  • Higher than average fees ($6,704)
  • Pull through efficiency is below industry average

Explore another lender or local market

Report Card

Azuza performance at a glance

Overall Performance· Pricing & closing strength
Pricing
Rate competitiveness
Mediocre
+111.6 bps above market avg
Pull Through
Closing strength
Acceptable
Bottom 40% of lenders
By Loan Product· Specialization by type
Conventional
Acceptable
Bottom 40% of lenders
Jumbo
Sound
Top 60% of lenders
By Loan Purpose· Transaction purpose mix
Purchase
Acceptable
Bottom 40% of lenders
Refinance
Acceptable
Bottom 40% of lenders
By Location· Geographic coverage
Geographic Reach
Multi-Regional · 2 markets
Strong
Top 40% of lenders

Loan Product Performance

Performance by Loan Product

Conventional
Overall
Mediocre
Product
Acceptable
Pricing
Mediocre
Pull Through
Acceptable
Volume72
Mix84.7%
Spread
+1.110%Above
Fees
$6,793Fees
Jumbo Loans
Overall
Sound
Product
Sound
Pricing
Pull Through
Volume11
Mix12.9%
Spread
Fees

Loan Purpose Performance

Performance by Loan Purpose

Purchase
Overall
Acceptable
Product
Acceptable
Pricing
Mediocre
Pull Through
Acceptable
Volume72
Mix84.7%
Spread
+1.083%Above
Fees
$6,503Fees
Refinance
Overall
Acceptable
Product
Acceptable
Pricing
Pull Through
Acceptable
Volume13
Mix15.3%
Spread
+1.230%Above
Fees
$7,381Fees

At a Glance

Lender Overview

Lending Activity
Loans Originated
85
Applications
148
Volume
$53 million
Pricing & Closing
Avg Rate Spread
+1.116%
vs. market APOR
Avg Net Fees
$6,704
Origination − Credits
Pullthrough Rate
57.4%
Applications → Closed
Typical Borrower
Avg Loan Amount
$631,235
Avg Borrower Income
$393,106
Avg Property Value
$857,471

Geographic Coverage

Geographic Performance

Metro Areas
2
markets with activity
States Served
6
of 50 states + DC
Avg Place Specialization
Strong
4/5

States with Loan Originations

6
6 states with loan originationsAlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyoming
Northeast1
NJ
South3
FLNCTX
West2
CANV

Top Metro Areas by Place Specialization Score

Volume 34Mix 40.00% of portfolio
63/100
Strong
2© Eric Polk · CC BY-SA 4.0
Los Angeles, CAMetro
Volume 37Mix 43.53% of portfolio
61/100
Strong

Top States by Place Specialization Score

Nevada
Nevada
1
NevadaState
Volume 34Mix 40.00% of portfolio
62/100
Strong
California
California
2
CaliforniaState
Volume 41Mix 48.24% of portfolio
55/100
Sound

How We Rank Lenders

Our rankings use an equal-weight average of scores across our core categories (Pricing, Product, Pull-Through, Place), with lender promptness blended in when a lender has responded to real shopper quote requests.

Our Point System (Max 30 Points)

10/ 30 pts
Pricing
Rate and fee competitiveness (33%)
10/ 30 pts
Pull Through
Reliability in closing loans (33%)
10/ 30 pts
Product
Specialization in the loan type (33%)
💎
Champion(80%+ = 24-30 points)
Superstar(60-79% = 18-23 points)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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The 5 PsRankings are calculated from observed lender differences on closed loans across Pricing, Pull-through, Product, and Place, plus Promptness when a lender has answered real shopper quote requests.
No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.
HMDA 2024Built using publicly available originated loan data from the federal government.
Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.